Affordable/Workforce Housing Study


Table of Contents

Executive Summary

Introduction: Defining Affordable and Workforce Housing

Chapter 1: Monterey County Housing "Least Affordable in U.S."   

Chapter 2: FORA’s Original Affordable Housing Goals

Chapter 3: Barriers, Opportunities and Strategies

Chapter 4: Models and Examples

Chapter 5: Federal, State, Local and Private Resources

Chapter 6: Findings and Recommendations


AARP internet research center:

Association of Bay Area Governments website:

Blueprint 2001: Housing Element Ideas and Solutions for a Sustainable and Affordable Future, Association of Bay Area Governments, Oakland, CA, 2001.

Association of Monterey Bay Area Governments website:

Bank of America website:

Bridge Housing Corporation website:

Brooks, Mary E., Housing Trust Fund Progress Report 2002: Local Responses to America’s Housing Needs, Housing Trust Fund Project, Center for Community Change, Frazier Park, California, 2002.

Brooks, Mary E, A Workbook for Creating a Housing Trust Fund, Housing Trust Fund Project, Center for Community Change, Frazier Park, California, 1999.

Burlington Associates website:

California Housing and Community Development website:

California Housing Finance Authority website:

California Housing Down Payment Assistance Program website: www.

Center for Community Change website:

City of Monterey website:

Collins, Michael and Doug Dylla, “Mind the Gap: Issues in Overcoming the Information, Income, Wealth, and Supply Gaps Facing Potential Buyers of Affordable Homes,-- LISC Center for Home Ownership, 2000.

Community Land Trusts and Rural Housing website:

Creating HOME Ownership Opportunity, California Federal Bank presentation, San Francisco Chamber of Commerce and the Federal Home Loan Bank of San Francisco, Workforce Housing Summit proceedings, April 26, 2002.

County of Monterey website:

Cummings, Jean and Denise DiPasquale, Building Affordable Rental Housing: An Analysis of the Low-Income Housing Tax Credit, Boston City Research, February, 1998.

Current Status of CA Base Reuse: Fort Ord, October 21, 2001,

Draft Regional Housing Needs Plan, Association of Monterey Bay Area Governments (AMBAG), Monterey County, CA. (2002).

Draft General Plan for Monterey County, Monterey County, CA, 2002.

Ecumenical Association for Housing website:

Fannie Mae website:

Federal Home Loan Bank of San Francisco website: www.

FreddieMac website:

Fort Ord Reuse Authority Base Reuse Plan, CD-Rom, Ford Ord Reuse Authority, Adopted June 1997, republished September, 2001.

Fort Ord Reuse Authority Capital Improvement Plan, FY 2002/2003 through 2021/2022, Final Version, Ford Ord Reuse Authority, June, 2002.

Good Neighbors Affordable Family Housing website:

Houlemard, Michael A., Jr. and D. Steven Endsley, Housing Workshop Summary Notes and Powerpoint Presentation, Fort Ord Reuse Authority, October 25, 2001.

Hudnut, William H. III, Mayor’s Forum: Housing Policies to Achieve Income Diversity, Urban Land Institute, January, 2003

J. Michael Collins and Doug Dylla, Mind the Gap: Issues in Overcoming the Income, Wealth and Supply Gaps Facing Potential Buyers of Affordable Homes, LISC Center for Home Ownership, October, 2001

Jobs-Housing Survey Report, Monterey County Business Council and County of Monterey, May, 2001

Joint Center for Housing Studies of Harvard University, Neighborhood Reinvestment Corporation, September, 2000. Employer Assisted Housing: Competitiveness through Partnership.

Manley, Victoria. The Least Affordable place to buy a home, (July 19, 2002).

Monterey County’s Housing Crisis: Defining the problem County-wide, Housing Authority of Monterey County, Revised April 05, 2002.

Nonprofit Housing Association of Northern California (NPH) website:, Jobs-Housing Linkage Programs. Also Key Housing Element Strategies for Bay Area Communities.

PolicyLink website: www.

Recommendations to Address Housing Crisis, Monterey County Mayors’ Association Ad Hoc Committee on Housing, April 2001.

Ross, Jamie. “Growing Smarter through Affordable Housing,-- Foresight (Fall, 2000).

Smith, Alistair. Mixed Income Housing Developments: Promise and Reality, Harvard Joint Center for Housing Study and the Neighborhood Reinvestment Corporation, 2001.

Summary of Internal Construction and Affordability Study, Housing Authority of Monterey County. September, 2002.

Urban Land Institute website:

U.S. Department of Housing and Urban Development Community Planning and Development website:

Weber, Carol. Western Belle, BUILDER Magazine (July, 2002).

Workforce Housing: A Report for Monterey County, Housing Authority of Monterey County, September, 2002.

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